When is it Time to Shop Your Insurance?
We get bombarded daily with advertisements about changing insurance companies. “Cheap Auto Insurance”, “Save 15 percent or more”, “Name your own price”, and “Know the gaps” are just a few tag lines that you get inundated with from television, mail ads, and radio spots. But when should you really think about changing insurance companies? Just on a whim, or because a cute CGI lizard tells you to, these shouldn’t be the thing that drives you […]
What to do After a Car Accident
Getting into a car accident can be terrifying. Making sure you know what to do after a car accident is critical. Shocked, nerves on edge, jittery, and you still need to know what to do, and have a plan. Here are some basic steps that can help you turn a horrible incident into a manageable situation. 1.) Make sure you are safe. Don’t just get out of the car if you have been in an […]
I Hate all of These Insurance Commercials!
Why are there so many insurance commercials? Why do they all say that I can save so much money if I switch? Why do I like Flo so much more than that gecko? These are some valid questions when you turn on the television and have to wade through so many insurance commercials just to watch your favorite television show. Most insurance companies will offer the same coverages, pay out your claim if you get […]
Ethics of Regulating Autonomous Vehicles
It seems inevitable that we are coming into a time when autonomous or self driving cars are going to be sharing our roadways. Lawmakers are scrambling to come up the framework for a uniform set of rules and regulations that manufacturers and programmers can use to develop the complex software required to operate these technologically advanced vehicles. The issues facing both the lawmakers and manufacturers are vast. Complex issues such as liability, insurance, security, and […]
The Rise of Attorney-Represented Insurance Claims
With budget cuts at the forefront and traffic fatalities on the rise, overburdened law enforcement departments in some areas have elected to limit the type of auto accident to which they will respond. This disturbing trend has given rise to unanticipated concerns. One in particular could adversely affect all drivers who carry insurance. When Lack of Trauma Equals Lack of Response In southern Nevada and states across the country, the police will no longer attend […]
Benefits of Renters Insurance
One night in August of 2015, a fire set off by a negligent smoker sent 20 apartment complex tenants out into Henderson’s streets. The evacuees escaped with little more than their lives, their pets and the clothes on their backs. Unless they had renters insurance, these Nevada residents most likely lost everything else. Why Renters Insurance Makes Sense The value of an apartment’s contents is often greater than its occupants consciously realize. An inventory of […]
Consequences of Insurance Fraud
They come from every social class and many occupations. Some wear white collars or lab coats while others wear T-shirts and work with their hands. They are the insurance fraudsters, and they take pride in getting away with something that many view as the ultimate victimless crime. Those who commit insurance fraud are attempting to cheat an insurance company. They normally do this on an application form by either entering false information or leaving out […]
Driving School for Tickets and Your Insurance
Most people only want to worry about car insurance a few times a year when they make their premium payments. However, if you completely ignore your insurance, your premiums could rise without you noticing, or you could be missing out on opportunities to get a discount off of your rate. Everyone knows that your insurance premium will rise in the event of an accident. But many people don’t know that something as innocuous as a […]
9 Things to Know About Business Insurance
When looking into business insurance, there are a few things every business owner should know. Not all insurance policies are alike, and many people mistakenly buy more or less insurance than they actually need. In order to ensure that your business, no matter its type or size, obtains the necessary coverage for its specific needs, you need to brush up on the top nine things to know about business insurance. Understanding insurance can seem overwhelming […]
How Important is Long-Term Care Insurance?
You get health insurance to finance final expenses and protect your family from financial hardship in the case of your death. But what many people don’t consider is the immense cost that you and your family could be burdened with if you need long-term care for an illness or disability that requires daily care. Not everyone will need long-term care when they get older. However, most people who live a long life will eventually require […]