On June 1, 2017, The State of Nevada enacted Senate Bill 308 (SB308) increasing the minimum insurance limits each driver is required to carry. Effective July 1, 2018, the minimum insurance limits will increase to 25/50/20 ($25,000 per person/$50,000 per accident for bodily injury liability and $20,000 for property damage liability). Currently the state law requires a driver to carry 15/30/10 ($15,000 per person/$30,000 per accident for bodily injury liability and $10,000 for property damage). […]

We get bombarded daily with advertisements about changing insurance companies. “Cheap Auto Insurance”, “Save 15 percent or more”, “Name your own price”, and “Know the gaps” are just a few tag lines that you get inundated with from television, mail ads, and radio spots. But when should you really think about changing insurance companies? Just on a whim, or because a cute CGI lizard tells you to, these shouldn’t be the thing that drives you […]

Getting into a car accident can be terrifying. Making sure you know what to do after a car accident is critical. Shocked, nerves on edge, jittery, and you still need to know what to do, and have a plan. Here are some basic steps that can help you turn a horrible incident into a manageable situation. 1.) Make sure you are safe. Don’t just get out of the car if you have been in an […]

You see the advertisements on television. Flo looks great with that 50’s vibe and sassy humor. Progressive seems to be everywhere. What does Progressive do that’s so different from other companies? Listed below are a few things different about Progressive Insurance. 1.)They have twenty four hour roadside service. If your car is broken down at 2am, there is a 24hr hotline that you can call. You talk with a real person and they will give […]

“What’s the difference? I’m a savvy shopper and I can save $20 if I go to Progressive Direct instead of a local Insurance Agent. I think I will do that since it’s the same Company.” If you are one of those people that think this then you are sort of correct. They are both Progressive. But one can only be reached on line or by phone, whereas the local agent can be driven to and […]

Why are there so many insurance commercials? Why do they all say that I can save so much money if I switch? Why do I like Flo so much more than that gecko? These are some valid questions when you turn on the television and have to wade through so many insurance commercials just to watch your favorite television show. Most insurance companies will offer the same coverages, pay out your claim if you get […]

It seems like there are a thousand different insurance agents in Las Vegas. Help! How do you go through all those insurance agents and find the right one? It seems like everyone has had a bad experience with an agent that wasn’t there for them, didn’t help them with their needs, or was just plain shady. Here are some tips and strategies to consider while navigating the insurance agent highway out there. 1.)The first step […]

It seems inevitable that we are coming into a time when autonomous or self driving cars are going to be sharing our roadways. Lawmakers are scrambling to come up the framework for a uniform set of rules and regulations that manufacturers and programmers can use to develop the complex software required to operate these technologically advanced vehicles. The issues facing both the lawmakers and manufacturers are vast. Complex issues such as liability, insurance, security, and […]