I Hate all of These Insurance Commercials!
Why are there so many insurance commercials? Why do they all say that I can save so much money if I switch? Why do I like Flo so much more than that gecko? These are some valid questions when you turn on the television and have to wade through so many insurance commercials just to watch your favorite television show. Most insurance companies will offer the same coverages, pay out your claim if you get into an accident, and take your monthly payment. So how do you choose the company that’s right for you? Why should you stay with that same company? Here are a few things to think about when looking for insurance.
1.)Do they offer a convenient billing plan? Can the payments be automatically set up to withdraw from your account? Can you save money with a pay in full option? Some insurance companies have billing cycles that are not customer friendly. A monthly payment with the same due date is usually the preferred payment method but most big insurance companies still don’t understand that simple logic.
2.)Does the company pay out claims in a fast and timely manner? Some companies can take forever to pay and try to fight you at every turn. Look for a company with a good reputation in both service and claims.
3.)Are there added benefits to staying with this company long term? Some companies reward long term customers with added coverage. Before you switch and save a few dollars it may be worth your while to figure out what, if any, benefits you will be leaving behind.
4.)Can you bundle multiple policies together to get discounts? Most companies have home, boat, and motorcycle insurance policies to help give discounts on your auto policy.
These are just a few questions that can help you narrow the companies down to just a few. This will help you ignore the insurance commercials that are bombarding you day and night. The best choice would be a good local agent that knows your needs and can go over policy coverage and get you the right fit.